<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Open Sign Payments Blog</title><description>Guides on high risk merchant accounts, the MATCH list, chargeback thresholds, underwriting and processor terminations.</description><link>https://www.opensignpayments.com/</link><language>en-us</language><item><title>Questions to ask a high risk processor before you sign</title><link>https://www.opensignpayments.com/blog/questions-to-ask-a-high-risk-processor/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/questions-to-ask-a-high-risk-processor/</guid><description>The specific questions to ask a high risk merchant processor before signing, and which answers, or non-answers, to those questions should worry you the most.</description><pubDate>Thu, 20 Aug 2026 02:00:00 GMT</pubDate><category>high risk</category><category>underwriting</category><category>reserves</category><category>fees</category><category>merchant account</category></item><item><title>How to actually lower your chargeback ratio</title><link>https://www.opensignpayments.com/blog/how-to-lower-your-chargeback-ratio/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/how-to-lower-your-chargeback-ratio/</guid><description>Practical levers that lower a chargeback ratio: descriptor clarity, refund policy, delivery evidence, response speed, dispute alerts, and the ratio math.</description><pubDate>Wed, 19 Aug 2026 14:00:00 GMT</pubDate><category>chargebacks</category><category>high risk</category><category>match list</category><category>merchant account</category></item><item><title>Why Stripe and Square close accounts without warning</title><link>https://www.opensignpayments.com/blog/why-stripe-and-square-close-accounts/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/why-stripe-and-square-close-accounts/</guid><description>The risk model behind sudden Stripe and Square account closures, what actually triggers a review, and what each company&apos;s own published policies say.</description><pubDate>Wed, 19 Aug 2026 02:00:00 GMT</pubDate><category>terminations</category><category>aggregator</category><category>high risk</category><category>underwriting</category></item><item><title>Aggregators vs dedicated accounts: the day-to-day difference</title><link>https://www.opensignpayments.com/blog/aggregators-vs-dedicated-merchant-accounts/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/aggregators-vs-dedicated-merchant-accounts/</guid><description>What changes day to day between an aggregator like Stripe or Square and a dedicated merchant account, beyond pricing, and when each setup is the right call.</description><pubDate>Tue, 18 Aug 2026 14:00:00 GMT</pubDate><category>aggregator</category><category>merchant account</category><category>high risk</category><category>payment gateway</category></item><item><title>Rolling reserves explained: how they actually work</title><link>https://www.opensignpayments.com/blog/rolling-reserves-explained/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/rolling-reserves-explained/</guid><description>How rolling, upfront and capped merchant account reserves work mechanically, why high risk accounts carry them, and the questions worth asking before you sign.</description><pubDate>Tue, 18 Aug 2026 02:00:00 GMT</pubDate><category>reserves</category><category>high risk</category><category>fees</category><category>merchant account</category></item><item><title>What underwriting actually looks at, in order</title><link>https://www.opensignpayments.com/blog/what-underwriting-actually-looks-at/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/what-underwriting-actually-looks-at/</guid><description>The file a high risk underwriter reads, in the order they read it, and exactly which documents to have ready before you apply for a merchant account.</description><pubDate>Mon, 17 Aug 2026 14:00:00 GMT</pubDate><category>underwriting</category><category>high risk</category><category>merchant account</category><category>chargebacks</category></item><item><title>Chargeback thresholds explained: the card networks&apos; own numbers</title><link>https://www.opensignpayments.com/blog/chargeback-thresholds-explained/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/chargeback-thresholds-explained/</guid><description>The exact Mastercard MATCH and Visa VMSS chargeback and fraud thresholds, published by the card networks themselves, explained in plain English with sources.</description><pubDate>Sun, 16 Aug 2026 19:00:00 GMT</pubDate><category>chargebacks</category><category>match list</category><category>underwriting</category><category>high risk</category></item><item><title>What actually gets a merchant account terminated</title><link>https://www.opensignpayments.com/blog/what-gets-a-merchant-account-terminated/</link><guid isPermaLink="true">https://www.opensignpayments.com/blog/what-gets-a-merchant-account-terminated/</guid><description>The real, ranked reasons processors terminate merchant accounts, from chargeback ratios to reputational risk, and which ones a business can prevent.</description><pubDate>Sun, 16 Aug 2026 02:00:00 GMT</pubDate><category>terminations</category><category>chargebacks</category><category>underwriting</category><category>merchant account</category></item></channel></rss>